Kelly Innello | Quincy MA Real Estate, Weymouth MA Real Estate, Abington MA Real Estate


A condo offers a great opportunity to enjoy a comfortable living space without the hassle of home exterior maintenance. As such, many property buyers are exploring condos in cities and towns nationwide.

However, buying a condo sometimes can be tricky, particularly for property buyers who are unfamiliar with the real estate market. Lucky for you, we're here to help take the guesswork out of purchasing a condo.

Let's take a look at three questions that condo buyers need to consider before they purchase a property.

1. Am I ready for condo life?

Owning a condo and owning a home are two very different things, and perhaps it is easy to understand why.

Like a homeowner, a condo owner has a property to call his or her own. But a condo community usually has a homeowners' association (HOA) in place that manages exterior maintenance and other tasks. This association also establishes rules and regulations that all condo owners must follow; otherwise, property owners may face fines.

Before you purchase a condo, it is paramount to prepare for condo life as much as possible. To do so, you may want to consult with friends or family members who have resided in condo communities over the years. These loved ones can share their condo living experiences with you to help you better understand what life will be like as a condo owner.

2. How much can I afford to pay for a condo?

Although you know that you'd like to purchase a condo, you still need to find out how much you can afford to pay for a property. Fortunately, banks and credit unions are available to help you determine how much you can spend on a condo.

Consult with several banks and credit unions to explore all of your home financing options. Then, you can select a mortgage that matches your expectations.

In addition, you may want to get pre-approved for a mortgage before you start your condo search. If you enter the real estate market with a budget in hand, you can narrow your condo search and speed up the property buying process.

3. Do I need to employ a real estate agent?

Ultimately, a real estate agent is a must-have for any condo buyer, at any time. This housing market professional can teach you the ins and outs of real estate and ensure that you can make an informed condo purchase.

A real estate agent strives to provide you with an outstanding condo buying experience. To accomplish this goal, he or she will work with you, learn about your condo buying goals and help you plan accordingly.

Furthermore, a real estate agent is unafraid to be honest. He or she will offer condo buying recommendations and suggestions as you check out a variety of properties. This housing market professional is happy to respond to your condo buying queries as well.

Streamline the process of buying a condo – consider the aforementioned questions, and you can move closer to acquiring an outstanding condo at an outstanding price.


Keeping up with household expenses can be a daunting task. Service providers are making it easier than ever to set up auto-pay features for their products. Furthermore, playing with credit cards makes it seem like you hardly ever have to look at your account balances. Unfortunately, that can make it easy to go over your allotted budget each month. That’s where the home budget app comes in.

In recent years, a growing number of budgeting apps have hit the app stores. You could scroll for hours through all of the various apps, comparing their needs. Fortunately, we’ve done the hard work for you.

Some apps are geared towards families, where others are designed for a single user. Some sync with bank accounts and others depend on your own input to keep track of your expenses. In this article, we’re going to break down some of the best budgeting apps for keeping up with your household and living expenses.

HomeBudget

If you’re hoping to split expenses and plan your budget with your spouse, family, or roommates, HomeBudget is a good place to start. With HomeBudget you can assign one person to be the payee, making it easy to determine who pays certain bills.

You and your family members can also assign expenses and attach images of your receipts to see who paid which bill.

At the end of the month, you can view reports that will tell you if you stayed under budget. You can then compare the month’s budget to the previous six months and decide if you need to increase your budget or try to cut some expenses.

YNAB: You Need A Budget

If you’re new to budgeting or are having trouble paying off debt, YNAB is the budgeting tool you need. Aside from keeping track of your spending, YNAB is also a learning resource. Signing up gives you access to budgeting tips and information that you may not be familiar with.

YNAB links up with your bank accounts to tell you just how much you need to save each month in order to keep up with everyday expenses like mortgage payments and utilities, and get out of debt.

Mint

Mint is designed to be your one-stop shop for all things financial. It combines your bills, bank accounts, student loans, credit cards, and more all in one place.

Mint enables you to track your spending, plan a budget, and gain access to resources like free monthly credit scores.

Unsplurge

Having an organized budget is a reward of its own. But, if you need even more of an incentive, Unsplurge is here to help. With Unsplurge, you can focus on saving up for a goal. You’ll get updates when you save enough to “splurge” on your goal.

It’s a great tool for people who like to see their progress and feel the sense of accomplishment when they meet their objective.


Now pick the app that sounds right for your needs and get started with saving money and managing your household budget today.



20 Knight's Crescent St., Randolph, MA 02368

Single-Family

$449,000
Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Live like a King and Queen at Knight's Crescent!! Totally renovated inside and out!! Picture a sprawling ranch with a second floor retreat master suite. Granite kitchen, white cabinets and stainless steel appliances make the kitchen bright and beautiful. Relax in your cozy fireplaced family room, or sprawl out in the huge family room. Entire house is hard wood or tiled, and no drop in's in these baths, they are tiled as well. Three bedrooms downstairs makes one level living a possibility, but you will be amazed when you climb the stairs to the master suite. Cathedral ceiling, skylight and bamboo floors in the main room. Walk in closet is over 7x7 with organization built in. Master bath features a large jetted tub and giant separate tiled shower. Unfinished upstairs space gives room for extra storage or expansion. Enormous basement with high ceilings also could be great finished space- already has heat, elec. cable. Located in a cute neighborhood but only 2 miles to 24 or 93
Open House
Saturday
November 11 at 12:00 PM to 1:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 20 Knight's Crescent St., Randolph, MA 02368    Get Directions

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77 Bardin St, Hanover, MA 02339

Single-Family

$549,900
Price

7
Rooms
3
Beds
3/1
Full/Half Baths
Welcome to Hanover! Well maintained 3 bedroom 3.5 bath on a desirable street just minutes to Hanover center. Completely remodeled in 2012. Walk into a mudroom, and open concept kitchen. Large dining room, and fireplaced den off the kitchen. Plenty of (soft close)cabinet space, large island, and huge pantry! The master bedroom has a large bath, 2 huge closets, and additional storage. Two more good size bedrooms, a full bath and separate laundry round out the upstairs. 24'x15' Family room gives plenty of room for the big game, and slider leads right out to the back deck. But there's more! Downstairs there is a 23'x41' room with high enough ceilings to be anything you want it to me. Walk through to another space with 3 rooms(radiant heat floors) a full bath, and a kitchenette with full walk out. So much potential here!
Open House
Sunday
November 12 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 77 Bardin St, Hanover, MA 02339    Get Directions

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20 Knight's Crescent St., Randolph, MA 02368

Single-Family

$449,000
Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Live like a King and Queen at Knight's Crescent!! Totally renovated inside and out!! Picture a sprawling ranch with a second floor retreat master suite. Granite kitchen, white cabinets and stainless steel appliances make the kitchen bright and beautiful. Relax in your cozy fireplaced family room, or sprawl out in the huge family room. Entire house is hard wood or tiled, and no drop in's in these baths, they are tiled as well. Three bedrooms downstairs makes one level living a possibility, but you will be amazed when you climb the stairs to the master suite. Cathedral ceiling, skylight and bamboo floors in the main room. Walk in closet is over 7x7 with organization built in. Master bath features a large jetted tub and giant separate tiled shower. Unfinished upstairs space gives room for extra storage or expansion. Enormous basement with high ceilings also could be great finished space- already has heat, elec. cable. Located in a cute neighborhood but only 2 miles to 24 or 93
Open House
Sunday
November 12 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 20 Knight's Crescent St., Randolph, MA 02368    Get Directions

Similar Properties





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