Kelly Innello's Blog
Ready to submit an offer on a house? Before you present a proposal to a seller, it is important to plan ahead as much as possible. That way, you can increase the likelihood of an instant "Yes" from a seller, as well as boost your chances of a quick, seamless homebuying experience.
Now, let's take a look at three steps to follow before you submit a homebuying proposal.
1. Get Pre-Approved for a Mortgage
What good is a homebuying proposal if you lack the necessary financing to purchase a house? If you get pre-approved for a mortgage today, you can ensure that you will have the home financing that you need to make your homeownership dream come true.
To get pre-approved for a mortgage, you'll want to meet with several local banks and credit unions. These financial institutions can offer full details about a variety of mortgage options and help you select one that matches or surpasses your expectations.
Also, if you are unsure about the differences between assorted mortgage options, don't hesitate to ask for assistance. Banks and credit unions employ friendly, knowledgeable mortgage specialists, and these professionals are happy to teach you about various mortgage options.
2. Define a "Competitive" Offer
If you want to acquire your ideal residence, it pays to put your best foot forward with your homebuying proposal. Because if you submit a "lowball" offer, you risk missing out on the opportunity to purchase your dream house.
A "competitive" offer generally accounts for the condition and age of a house, along with the current real estate climate. Thus, if you evaluate a wide range of housing market data, you may be better equipped than ever before to submit a competitive offer on any home, at any time.
Take a look at the prices of recently sold houses in your area. This data can paint a picture of the current state of the local housing market.
Furthermore, find out how the home that you want to buy stacks up against similar houses that are available in your city or town. With this information, you can further refine your homebuying proposal.
3. Consult with a Real Estate Agent
A real estate agent is a must-have, regardless of where you are on the homebuying journey. In fact, this housing market professional can help you can make the best-possible choices at each stage of the homebuying journey.
Prior to submitting a home offer, it often helps to collaborate with a real estate agent. This housing market professional can help you determine exactly what to offer on a home. And if your initial proposal is rejected, a real estate agent will make it simple to reenter the housing market and discover your ideal home.
When it comes to submitting an offer on a house, it usually is a great idea to prepare. If you follow the aforementioned steps, you should have no trouble providing a homebuying proposal that is sure to capture a seller's attention.
It is hard enough for one to gather energy for the regular daily routine, let alone for something as tiresome as moving. In fact, the thought of moving by yourself can be really draining. From the sorting of items to be packed to unpacking and arranging in the new place, and every other thing in between; moving can be even more frustrating without energy.
Below are some ways one can boost their energy during a move;
Starting early to prepare will give one enough time to pack or inquire for professional movers. All the time and more time that is needed should be utilized well because of the inevitable "move rush" that comes days to move day. The less time one spends rushing around, the less energy expended.
With only so many hours in a day, it is easy to forfeit sleep to pack while still getting work done and going about your daily routine. Even though a few hours of sleep may have to be sacrificed to meet up with the workload, getting good sleep even during the chaos and awareness of so much to do, should be prioritized.
Don't skip breakfast
It should be common practice for people to take breakfast, especially on work days. Breakfast provides energy for the first half of the day. Skipping breakfast causes easy fatigue and even dizzy spells, and this would definitely not help in boosting one’s energy level.
During the days leading to move day, cooking becomes increasingly tricky with pans, pots, and cutlery packed up in boxes. Living on just fast food will offer the required energy surge, but just before an energy crash. Thus, proper nutrition is a necessity for sustainable energy, so one must find a balance between getting good food, and fast food during this time. An apple along with pizza, for instance, is not a bad idea.
Dehydration is very exhausting, taking a drink of water every few hours can be invigorating, and it can prevent fatigue. Sustained and sustainable energy is what is needed to truly boost one's strength, so stay away from too much caffeine in soda, coffee or even energy drinks because of the inevitable crash, and the whizzing thoughts. Take a snack on chocolates instead, since they have a high energy level.
For at least, the period before move day, it's best to save the alcohol for celebrating the move after the move. Drinking only causes drowsiness, a waste of time and depleted energy.
Stress never helped anyone. Take a break from all the packing, sorting, and disorganization by taking a walk, or a shower but try not to spend too long away from the task. Play some music and sing along, let the music burn the stress away.
Patience, hard work, and organization are essential in the process of moving from one location to another, but so is energy. Stick to the tips above, and maybe next time, moving won't be so arduous.
If you've recently sold your house or are preparing to list your residence, now may be the perfect time to cut down on clutter. That way, you can remove excess items from your home and earn extra cash before you move into a new residence.
Of course, selling excess items may prove to be difficult, particularly for those with limited time and resources at their disposal. But individuals who use the web to their advantage should have no trouble selling excess items.
What does it take to effectively promote a wide range of items online to prospective buyers? Here are three tips to help you do just that.
1. Take Excellent Photos
Regardless of whether you're looking to sell an old tennis racquet or a rarely used refrigerator, it is important to take outstanding photos of your items. This will enable potential buyers to get a look at what an item has to offer and decide if it is right for them.
Before you photograph an item, clean this item thoroughly. By doing so, you can ensure the item will look pristine before you post photographs of it online.
Furthermore, take pictures of an item from multiple angles. And be sure there is sufficient lighting when you capture photographs, as this will allow you to showcase the true beauty of any item, at any time.
2. Provide Relevant Information
When it comes to selling excess items online, it pays to be honest. If you provide accurate, relevant information about an item to prospective buyers, you can increase the likelihood of connecting with the right audience.
Also, don't forget to include an engaging headline in your item description. This will help your item listing stand out from others, thereby improving your chances of stirring up substantial interest from dozens of potential buyers.
3. Respond to Buyer Concerns and Questions Immediately
An alert online seller usually is a profitable one. As such, if a buyer has a concern or question about an item listing, it is important to respond as quickly as possible to boost your chances of getting the best possible results.
For example, if you publish an item listing on Craigslist and a potential buyer sends you an email, you should try to respond within the first few hours. This will allow you to connect with the buyer and reduce the risk that the buyer will become impatient and look elsewhere for the same item.
If you need help decluttering your house and listing excess items online, your real estate agent may be able to lend a helping hand. This housing market professional understands the complexities of selling a house and moving into a new residence. Therefore, he or she can help you find innovative ways to declutter and streamline the moving process.
Take advantage of the aforementioned pre-moving tips – you'll be happy you did. Thanks to these tips, anyone can declutter a residence, sell excess items online and earn extra cash at the same time.
If you have ever thought "is it worth it to spend extra on a product or should you get something cheap?" you have probably been wondering if the additional cost worth it. Price can be a very prominent determining factor in our purchasing decisions especially if you are on a tight budget. The goal is to make sure that you are not sacrificing when you make a cost-based decision. There are things that everyone knows are worth the extra cost, but you are wondering if they are worth it for you! Is organic food really better for you? Should you spend more for make-up or can you get by at the drugstore? Will that rug or mattress or lawnmower have a significantly longer life then its cheaper counterpart and if it will, does that matter to you and your situation? Take a look at these categories to see if you relate.
Food and make-up
Organic food has become quite a craze but is it worth it? The answer depends on why you are buying it. If you are trying to stay away from pesticides and other harmful additives in your food then maybe. For example apples, strawberries, potatoes and greens among others all test higher for amounts of pesticides. Make-up goes on your skin which is your largest organ. Your skin absorbs what is on it within a minute of being applied, and low-quality products can block pores and cause breakouts in the process. High-quality brands tend to last much longer than cheap ones since each application requires less product. Always research to determine what is best for you.
The same principle in the house as in your body
If the product that you are looking at will be for a temporary purpose, then it may be okay to settle for the cheaper option. On the other hand, if you are looking for something that will last a few years or that will be well-used, such as lawn equipment or a rug or water heater, considering a better quality product could be essential to keeping the cost down. For instance, if you decide to settle on the $100 lawn mower for your half-acre lot, then it will be unlikely to last more than one season, not to mention taking you longer on that chore each time. On the other hand, if you spent $300 or more on a higher quality mower, it is likely to last you for much longer.
Do your research and find help from professionals near you
Your needs from what you are purchasing can help you to determine if the cost is worth it for you. Keep in mind what it is used for, how long it will be needed and how much use it will get. When you are considering a purchase and want to know the pros and cons of cost versus quality look for someone who knows the products that you are looking at like the customer assistant at your local home improvement store or mattress expert, etc.